Jumat, 07 Maret 2014

Buy Cheap Books Today

There is no denying that money is pretty scarce nowadays. Not to mention, we have varied needs where we can redirect the amount such as our food, shelter and clothes. Oftentimes, buying a book is set aside because of a family's priorities. However, there are smart and also practical ways that you still can be able to have a textbook without the need to spend more than the usual cost. With that said, it is but right that we find other sources where we can be able to get the textbook that we like.

As such, here are some great tips and ideas where you can be able to buy textbooks for cheap.

Friends. One great avenue where you can be able to buy inexpensive books would be from friends. You can scout whether they have the kind of book title that you need. I am pretty certain that they would have a thing or two that would be related to it. Even more, you can just borrow the textbook from them and return it after you are done. Truly this is one inexpensive way to have a textbook.

Book sale. Another place that you can venture to that provides the cheapest book possible is via book sales. To date, there are already tons within your place. They are pretty accessible too since most of them are situated inside the mall. You would be surprised the big discounts they provide and also the immense book titles that they have. I am certain that the textbook you are looking for can be found here. Plus they are more than discounted at that. Pretty great way to save tons especially if you are a book lover. Though the books may not be new but hey you did save in the process.

Online. The Web is technically a vast library where you can find almost everything. This also holds true for cheap textbooks. There are paperback copies that you can be able to buy for less here. There are even ones that you can buy straight from the author or the publisher. Hence, there is no need for you to spend more on new titles since the transaction is made direct. Plus the books will be delivered straight to your home. Talk about convenience.

There are still many ways for you to be able to buy cheap textbooks today. Aside from the three, you can still be able to even ask your fellow students, alumni, book rentals and more to obtain fairly inexpensive books. You only have to be resourceful in the process. If you really want to save tons on new books, best to consider the three stated above.

The Bank On Yourself Revolution

"The Bank On Yourself strategy gives you a rare combination of guarantees, safety, liquidity, and control. Your money grows by a guaranteed and predictable amount every year, and that growth gets better every year you have it," Pamela Yellen- "The Bank on Yourself Revolution"

Several years have passed since the publication of "Bank On Yourself," Pamela Yellen's first attempt at articulating for a wide audience the benefits of using specially-designed whole life insurance in financial planning. Since that time, the ever-fluid, ever- chimerical world of personal finance has grown even more unfathomable and unpredictable.

As a Bank On Yourself authorized advisor, I believe that a sequel to the original Bank On Yourself book was long overdue. This is why I was so pleased to learn of the publication of this second, more comprehensive discussion of a truly unique cash management system.

In the sequel, The Bank On Yourself Revolution, Yellen has gone to considerable effort to deconstruct the Bank On Yourself method in a way that makes it even more accessible and understandable to the average person. She lays out a concise, solid, yet still passionate case for using specially-designed, dividend-paying whole life insurance policies as vehicles for preserving and growing wealth. When put together correctly, she says, these policies build up cash value as quickly as possible and provide unparalleled safety and security.

Yellen explains that a person can make tax-free withdrawals and loans from the accumulated cash value in the policy to finance large purchases, such as college tuition, automobiles, and cash-producing real estate. You use your policy and are able to pay yourself back, with the loan secured by the death benefit. This idea, which has been around in various forms for well over 150 years, is referred to by some as "becoming your own finance company." Yellen does a good job of explaining the ideas behind Bank On Yourself without losing the reader in a fog of insurance-speak or marketing hype.

Implicit in her explanations is the understanding that anyone wanting to use the system laid out in BOYR should do their own due diligence. It is definitely not for everyone.

In The Bank On Yourself Revolution it is evident that Yellen has put a lot more thought and effort into the content and layout of the book, making navigation from topic to topic easier and keeping her commentary focused and free of anything that could be perceived as excessive verbiage. She does an admirable job of making the ideas presented clear and easy to understand, even for those who have little financial education.

The Bank On Yourself Revolution introduces us to some old school financial concepts that Yellen admits aren't "sexy," but which work, such as the "10-10-10" money management method and the common sense idea of not having much debt. She makes a strong case for designer whole life polices over both term insurance and the always trendy indexed universal life (IUL) policies

Nice additions to this volume are the "takeaways" at the end of chapters which give the reader nuggets of information designed to be easy to grasp, retain and implement. Yellen also includes stories of real-life users of the system ranging from housewives to entrepreneurs to former professional athletes. Such anecdotes obviously have value, especially to financial professionals who are introducing the concept to their clients for the first time.

People feel better knowing that "real people" just like themselves are finding success with Bank On Yourself.

The Bank On Yourself Revolution makes for an entertaining read and is a worthy contribution to a growing body of evidence supporting the wisdom of using permanent life insurance in financial planning. If you are someone who is looking for alternatives to banks, Wall Street, and finance companies, this book will help you understand one such alternative- Bank On Yourself.